5 Questions the Insurance Company May Ask You After a Car Crash

James Oronoz

After a car accident, the insurance company of the person who caused the crash may contact you quickly. They will have many questions to determine what happened, if you were injured, and how much your claim is worth. It’s important to work with a lawyer who can help you answer these questions. Do not talk to the insurance company before you get legal advice from a Las Vegas injury attorney.

Oronoz & Ericsson Injury Lawyers has worked with thousands of people who were injured in motor vehicle accidents. Call today at (702) 878-2889 or use our online contact form to reach out. We offer free initial consultations, so there’s no risk to you.

Here are some common questions the insurance company may ask you after a crash:

1. What were you doing immediately before the accident?

The insurance company will do anything possible to remove some of the fault from their insured. That includes placing some of the blame on you. They may ask you what you were doing while driving before the accident to determine if you were using your phone, messing with the radio, talking to passengers, or otherwise distracted. They may even ask you for a signed release to obtain your phone records. Do not sign anything from the insurance company before talking to your lawyer.

2. Where were you coming from and going to?

The insurance company will ask you questions about where you were before the accident and where you were traveling to. They may be trying to determine if you were drunk, coming from a bar, or rushing to get to where you were going. Again, their goal is to place blame on you for the accident so they don’t have to pay as much in a settlement.

3. Who was in your car with you?

The insurance company may ask you who was in your car at the time of the accident. They may also ask for their contact information so they can interview your passengers. You should always give passenger information to your lawyer before you give it to the insurance company. Your attorney will talk to your passengers so there are no surprises about what they say.

4. What happened during the accident?

The insurance company will want an account of what happened from your point of view. They may even ask you this multiple times. They will be trying to find inconsistencies and blame you for the crash. You should talk to your attorney and iron out a statement that you can say with confidence or even read to the insurance company. Your attorney might even send them a written statement so you can reference that statement any time they ask you for details.

You should be honest when telling your attorney what happened. You should give as many details as possible and tell them everything. It’s important that you don’t leave anything out because even small things can have significant meaning in a personal injury claim.

5. Do you have any pre-existing injuries?

The insurance company will do anything to pay you less. If they can prove you were already injured and their insured didn’t actually cause your injuries, then they won’t have to pay you as much compensation. You aren’t required to tell them about pre-existing injuries or sign a release for them to obtain all of your medical records. Let your attorney handle these issues and only give them the medical information that is relevant to your claim.

Call a Car Accident Attorney After a Crash

Don’t deal with the insurance companies alone after a crash. They will ask you many questions and try to blame you for the wreck. They will do everything possible to give you as little compensation as they can. Call Oronoz & Ericsson Injury Lawyers today at (702) 878-2889 or use our online contact form to reach out.

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